Aflac’s Cancer/Specified-Disease Insurance Policy

Despite the best efforts of doctors, researchers, and countless organizations, cancer remains a concern for many individuals and families. People from all walks of life are at risk regardless of age, sex, or ethnic background.

While major medical insurance can help with the costs of cancer treatment, you may still have out-of-pocket expenses that may not be covered by your major medical insurance, including travel, food, lodging, child care, and household help. Meanwhile, living expenses, such as car payments, mortgage or rent payments, and utility bills continue, whether or not you are able to work. And if a family member has to stop working to take care of you, the financial impact may be even greater.

The cancer/specified-disease insurance policy:

• Has no deductibles or copayments – You do not have to meet a deductible before benefits are paid nor do you have to pay a copayment.
• Is portable – You can take it with you if you change jobs or retire.
• Is guaranteed-renewable – You can keep the policy as long as you pay the premiums.
• Has no network restrictions – You choose your own medical treatment provider.
• Rates are stable year over year – Aflac has not increased its rates on existing policyholders for over 65 years.

Aflac pays cash benefits directly to you, unless assigned otherwise. This means you can have additional resources to help with the financial expenses of cancer that may not be covered by major medical insurance.

Previously Diagnosed with Cancer? Aflac is here to help. Even if you’ve been diagnosed with Cancer in the past, you can still apply for the Aflac Cancer Assurance Option 1 (Not available in NJ, NY, VA, PR, OH, WA or NH). As a Pitney Bowes employee, if you have been previously diagnosed with Cancer, you can apply for the Aflac Cancer Assurance coverage (Option 1 only) during annual open enrollment period. If you are a new hire, you are eligible to apply within 30 days of your hire date.

Previously diagnosed employees in NJ, NY, VA, PR, OH, WA or NH must go through underwriting process before approval for a plan is granted.

For information about rates, eligibility, underwriting guidelines and to enroll, call 1-855-247-6388. A Benefits Advisor will provide expert advice, answers to your questions and enrollment assistance.

See Cancer Benefits for your state at Select My State

You may Schedule a Meeting with an Aflac Benefits Advisor at Schedule a Meeting